WealthOS - the AI wealth platform built for Vietnamese investors

Most people's finances live in five places: a brokerage app, a bank app, a loan statement, a spreadsheet of goals, and a vague feeling about whether it all adds up. WealthOS brings them onto one screen, then does the maths.



Track every stock, fund, commodity, crypto holding and term deposit in one portfolio view, priced live from HOSE, HNX and UPCOM. Log your income, expenses and loans once, and WealthOS projects your net worth month by month, with each asset class carrying its own expected return and every loan instalment already subtracted. Set a goal - a car, a house deposit, retirement - and see an honest forecast of whether you'll get there, how confident that forecast is, and exactly how much more to save each month if you won't.

When your portfolio drifts, WealthOS tells you the precise trades to bring risk back in line, or the efficient-frontier mix that earns the most at the risk you've chosen, computed with the same Modern Portfolio Theory institutional managers use, deterministic and fully auditable. An AI Coach sits alongside to explain any of it in plain Vietnamese or English.

Clarity first. Then confidence. Then action.