Web/Mobile Expense Intelligence Application

Gestilo is an AI-integrated personal finance application developed by team To The Moon in collaboration with HCLTech to make everyday money tracking fast, natural, and practical for Vietnamese users. Instead of navigating complex forms, users can type or speak informal phrases such as “phở 60k” or describe multiple expenses, debts, subscriptions, and shared bills in one sentence. Gestilo interprets the input and converts it into structured, editable financial records.

Available across mobile and web, Gestilo combines expense tracking, category and custom keyword budgets, dashboards and monthly summaries, recurring payments, social debt and bill splitting, VietQR repayment requests, reminders, CSV export, and privacy-conscious manual synchronization. Its mobile experience is local-first, allowing users to access and manage their financial history offline while keeping control over when data is synced.



By reducing the effort required to record spending, Gestilo aims to help users build stronger financial awareness and make better day-to-day decisions.